Standard Chartered PLC (personal loan interest rates 2017 10.99 – 14.49%)
A British multinational banking and financial services company headquartered in London, England. It operates a network of more than 1,200 branches and outlets (including subsidiaries, associates, and joint ventures) across more than 75 countries and employs around 88,000 people. It is a universal bank with operations in consumer, corporate and institutional banking, and treasury services. Despite its UK base, it does not conduct retail banking in the UK, and around 90% of its profits come from Asia, Africa, and the Middle East.
Stands for Industrial Credit and Investment Corporation of India, An Indian multinational banking, and financial services company headquartered in Mumbai, Maharashtra, India, with its registered office in Vadodara. In 2014, it was the second largest bank in India in terms of assets and third in term of market capitalization. It offers a wide range of banking products and financial services for corporate and retail customers through a variety of delivery channels and specialized subsidiaries in the areas of investment banking, life, non-life insurance, venture capital and asset management. The bank has a network of 4,852 branches and 14,410 ATMs in India and has a presence in 20 countries including India.
An Indian banking and financial services company headquartered in Mumbai, Maharashtra. It has 84,327 employees and has a presence in Bahrain, Hong Kong, and Dubai. HDFC Bank is India’s largest private sector lender by assets. It is the largest bank in India by market capitalization as of February 2016 It was ranked 69th in 2016 Brand Top 100 Most Valuable Global Brands.
An Indian multinational, public sector banking and financial services company. It is a government-owned corporation with its headquarters in Mumbai, Maharashtra. On 1st April 2017, State Bank of India, which is India’s largest Bank merged with five of its Associate Banks (State Bank of Bikaner & Jaipur, State Bank of Hyderabad, State Bank of Mysore, State Bank of Patiala and State Bank of Travancore) and Bharatiya Mahila Bank with itself. This is the first ever large-scale consolidation in the Indian Banking Industry. With the merger, State Bank of India will enter the league of top 50 global banks with a balance sheet size of ₹34 trillion, 279,000 employees, 450 million customers, and more than 25,000 branches and 60,000 ATMs. SBI’s market share will increase to 22 percent from 17 %. It has 198 offices in 37 countries; 306 correspondents in 73 countries. The company is ranked 232nd on the Fortune Global 530 list of the world’s biggest corporations as of 2016.
Kotak Mahindra Bank (personal loan interest rates 201711.50% – 19.65%)
An Indian private sector bank headquartered in Mumbai, Maharashtra, India. In February 2003, Reserve Bank of India (RBI) gave the license to Kotak Mahindra Finance Ltd., the group’s flagship company, to carry on banking business.
It offers a wide range of banking products and financial services for corporate and retail customers through a variety of delivery channels and specialized subsidiaries in the areas of personal finance, investment banking, life insurance, and wealth management.
Kotak Mahindra Bank Terries has a network of 1,369 branches across 690 locations and 2,164 ATMs in the country (as of 31 March 2017). In 2016, it was the fourth largest private bank in India by market capitalization.